Oct 7, 2019 10:33:00 AM by: Jill Duran


We have heard all of the excuses and myths as to who should and should not use financing options:

  • Only small companies finance
  • Only large companies finance
  • Companies in this vertical do not finance
  • Organizations do not need to finance with lower cost solutions
  • Organizations do not finance with higher cost solutions
  • This particular geography does not finance
  • Customers who have cash/capital do not finance

However, no matter the reason people do or do not go with a monthly payment option, there is simply one type of person that should finance their AV, security, data, voice, video, and any other related technology equipment. That type of person is a smart person. Financing has nothing to do with the size of a company, the amount of capital they have, how small or large a solution costs, or where a company is located. It all boils down to mentality.

Do You Have The Right Mentality?

Think about it, it is common practice in operating an office, to pay to have access to a copy machine. It is a large expenditure that most only care about the use of, not the ownership of, that can become outdated fairly rapidly. Yet, when it comes to AV, security, unified communications, etc. needed to operate, too many think they have to shell out the large capital outlay to own it. You do not, there are better ways to pay that give you use and focus on outcomes instead of ownership. 

When you choose a way to pay that allows you to use and access the technology while it is useful and upgrade when it no longer fits your needs you can remain competitive and agile in the market. Opposed to being handcuffed to technology that can rapidly depreciate and become outdated. 

TAMCO Shield, Technology Equipment as a Service | The Smart Way To Pay

TAMCO Shield was designed with all of this in mind. It is a revolutionary way to pay for technology equipment that considers the business, financial, and technical requirements to operate. Shield is different than traditional financing or a cash purchase. It allows you to pay for the technology as a service. It has flexibility and added protection to give you peace of mind.

Downside to Capital Expenses

When a customer pays cash or uses a bank loan because they were enticed by the low interest rate, there is no payment flexibility, ownership of a lot of equipment that loses value rapidly is the only option, and when considering the financial implications associated with the time value of money, it can often be a very costly option. Also, there may be a negative impact to credit ratings and financial ratios. That can have an effect for future needs, like acquiring revenue generating type assets.

How To Make The Right Decision?

Knowing the options available will allow you to make more informed decisions. Whether you sell technology or you are in the market to acquire it for your organization, the best thing you can do is understand all of the options available and evaluate them based on the financial situation and needs of the business at hand.

Discover the different options available with this helpful comparison guide: 

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