Many companies chose to pay cash for their endpoints. Whether you have been trained to pay cash or go after the lowest financing rates on the market, in the end you may only be making things messy.
Your other option is financing equipment as an OPEX. This provides flexibility of having the same contract term as the cloud service. When you bring cloud on board you are going to be set up with an OPEX financing type monthly payment option. The best thing you could do for your business is to acquire your end points or equipment just like the network, as an OPEX lease.
With an OPEX lease on your equipment, you will have greater control and flexibility by making sure the OPEX term on the equipment coincides with the OPEX term on the service. You are using an OPEX when you acquire your cloud service, so keep it simple by using an OPEX lease for the cloud endpoints and equipment too.